How It Works

With Debit Rewards, you can earn Points every day - but when you use your card to take advantage of the retailer offers presented on this website, you can earn even more Points, faster! Whether in-store or right here on this site, SHOP, EARN and WATCH THE Points ADD UP!

Earning is easy! Here's how:


Make all your everyday purchases with Debit Rewards. We have partnered with hundreds of your favorite national brand retailers and local stores so you can always find what you want or need.


Whether you shop online or in-store, either way you earn Points.

Having trouble registering for the Debit Rewards program? Still have questions? Contact Debit Rewards.

Frequently Asked Questions (FAQs)

Learn more about Debit Rewards with these frequently asked questions.

What is Debit Rewards?

Debit Rewards gives HawaiiUSA FCU cardholders a way to earn Points on all their everyday purchases.

How does it work?

Simply use your HawaiiUSA FCU Debit card to make purchases wherever Debit MasterCard is accepted.

The Points you earn will automatically be credited to your HawaiiUSA Debit Rewards accounts.

Where can I earn Points?

You can earn Points by making purchases anywhere MasterCard* is accepted. You may earn extra points at hundreds of national brand retailers through this site or at participating local stores and restaurants. The Debit Rewards website is frequently updated with new retail partners and offers, so check back often.

Where can I see how many Points I've earned?

To see your Rewards point balance or to redeem Points , click on the "Redeem Now" link at the top of this page.

Can I combine my points with the joint owner(s) on my debit card?

You can combine your points if all cardholders are assigned to the same checking account. Contact our Member Service Center at (808) 534.4300 on Oahu, or toll-free at (800) 379.1300 for more information.

What happens to my points if my card is lost or stolen?

Call our Member Service Center at (808) 534.4300 on Oahu, or toll-free at (800) 379.1300 to ask us to transfer your points to your replacement card.

If I have more questions, who can I contact?

Please contact us via email or call us at (808) 534.4300 or toll free (800) 379.1300.

*ATM transactions and Cash Advances are not eligible.